Reverse Mortgage – HECM

Jumbo Reverse Mortgages Are Increasingly Available for High-Value Homes Seniors with pricier homes now have an increased ability to get a jumbo reverse mortgage in order to raise cash for retirement. As the housing market has improved, jumbo reverse mortgages are becoming more popular even though they carry some risk. Reverse mortgages allow homeowners who are at leas...
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Veterans’ Benefits

Veterans' Disability Benefits Last modified: 11/15/2017 The VA offers two disability programs. Disability compensation is available only for veterans with service-connected disabilities, while the disability pension benefit is available to anyone who served during wartime and has a disability. The disability does not have to be related to military service. Disability c...
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Guardian Appointment

How a Guardian Is Appointed Last modified: 1 day ago | 11/15/2017 No one wants to see a loved one become unable to make decisions for him or herself. If this happens, however, the court may appoint a substitute decision maker, often called a "guardian," but in some states called a "conservator" or other term. A guardian is only appointed as a last resort if other, less ...
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Gifts to Grandchildren

Six Things to Consider Before Making Gifts to Grandchildren Grandparents often are particularly generous to grandchildren as they see their family’s legacy continuing on to a new generation. In many cases, grandparents feel they have ample resources and their children or grandchildren may be struggling financially. Assistance with summer camp fees, college tuition, wedding co...
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Dispute Between Brothers – Long Term Care

Dispute Between Brothers Demonstrates Need to Plan for Long-Term Care Last modified: 5 months ago | 5/26/2017 A recent New Jersey appeals court case demonstrates how important it is for families to come up with a long-term care plan before an emergency strikes. The case involves two brothers who got into a fight over whether to place their mother in a nursing home – a dispu...
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How do I apply for a Temporary Protective Order (TPO)?

TEMPORARY PROTECTIVE ORDERS What is a Temporary Protective Order (TPO)? A Temporary Protective Order (TPO) helps to protect victims of domestic violence and stalking. The order will require the abuser to stay a certain distance away from you, your home and your work. The abuser will be prohibited from contacting you in person, by email, by telephone, by mail and through a...
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Providing Updates at the Naturalization Interview

Providing Updates at the Naturalization Interview: Notify the officer as soon as possible and before being sworn in, of your intention to amend a part of the application. When the amendment you plan to make is something substantial that could affect admissibility or eligibility, you should consult an immigration attorney prior to your interview.
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The Descendants of Agent Orange

Agent Orange was an herbicide sprayed on Southeast Asia during the Vietnam Era. Although no amount of money can truly compensate our losses, VA claims should be asserted for the money these victims are entitled to. The VA will presume that a veteran was exposed to Agent Orange if the veteran served in Vietnam, or in the waters offshore, between January 9, 1962 and May 7, 1975....
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VA Simplifies Access to Health Care and Benefits for Veterans with PTSD

VA streamlined its process to provide health care and disability compensation for Veterans with post-traumatic stress disorder (PTSD), with the publication of a final regulation n the Federal Register in July 2010. The new rule, which applies to Veterans of all eras, will simplify the process for a Veteran to establish service-connection for PTSD by reducing the evidence nee...
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