Protecting Your House – Medicaid

Three Reasons Why Giving Your House to Your Children Isn't the Best Way to Protect It From Medicaid Last modified: 2 weeks ago | 11/28/2017 You may be afraid of losing your home if you have to enter a nursing home and apply for Medicaid. While this fear is well-founded, transferring the home to your children is usually not the best way to protect it. Although you general...
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Reverse Mortgage – HECM

Jumbo Reverse Mortgages Are Increasingly Available for High-Value Homes Seniors with pricier homes now have an increased ability to get a jumbo reverse mortgage in order to raise cash for retirement. As the housing market has improved, jumbo reverse mortgages are becoming more popular even though they carry some risk. Reverse mortgages allow homeowners who are at leas...
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Veterans’ Benefits

Veterans' Disability Benefits Last modified: 11/15/2017 The VA offers two disability programs. Disability compensation is available only for veterans with service-connected disabilities, while the disability pension benefit is available to anyone who served during wartime and has a disability. The disability does not have to be related to military service. Disability c...
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Guardian Appointment

How a Guardian Is Appointed Last modified: 1 day ago | 11/15/2017 No one wants to see a loved one become unable to make decisions for him or herself. If this happens, however, the court may appoint a substitute decision maker, often called a "guardian," but in some states called a "conservator" or other term. A guardian is only appointed as a last resort if other, less ...
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Gifts to Grandchildren

Six Things to Consider Before Making Gifts to Grandchildren Grandparents often are particularly generous to grandchildren as they see their family’s legacy continuing on to a new generation. In many cases, grandparents feel they have ample resources and their children or grandchildren may be struggling financially. Assistance with summer camp fees, college tuition, wedding co...
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Dispute Between Brothers – Long Term Care

Dispute Between Brothers Demonstrates Need to Plan for Long-Term Care Last modified: 5 months ago | 5/26/2017 A recent New Jersey appeals court case demonstrates how important it is for families to come up with a long-term care plan before an emergency strikes. The case involves two brothers who got into a fight over whether to place their mother in a nursing home – a dispu...
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